Terms of Use

The calculators are provided free of charge for personal, informational use. You may use the results for your own planning and discussions. You may not scrape, republish or resell the content of this site as your own.

The site is provided on an "as is" basis. While we take care to implement the arithmetic correctly and describe assumptions clearly, we do not warrant that every result will be accurate or suitable for your specific situation.

To the extent permitted by law, we are not liable for any loss arising from decisions made on the basis of results produced by this site. Verify important employment or financial figures with your employer or a qualified professional.

Calculators, content and these terms may change or be withdrawn at any time without notice.

Where we link to external websites, we are not responsible for their content, accuracy or privacy practices.