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India Salary & Career

CTC to Monthly Salary Calculator

Convert an annual CTC figure into LPA and a monthly equivalent so you can compare packages quickly during interviews and offer discussions.

CTC to Monthly Salary Calculator

Common CTC values (LPA)

Monthly equivalent

Monthly CTC equivalent₹1,00,000

Annual CTC
₹12,00,000
In LPA
12 LPA
Monthly CTC equivalent
₹1,00,000
Weekly equivalent
₹23,077

Monthly CTC equivalent is not your in-hand salary. CTC includes employer PF, gratuity, insurance and variable pay.

How to use this calculator

  1. Enter the annual CTC in rupees, or tap a common LPA value.
  2. Read the LPA figure and the monthly CTC equivalent.

Formula

Monthly CTC equivalent = Annual CTC ÷ 12

LPA = Annual CTC ÷ 1,00,000

Worked example

An annual CTC of ₹12,00,000 is 12 LPA, which works out to a monthly CTC equivalent of ₹1,00,000. The amount credited to your account will be lower after PF, professional tax and income tax.

Assumptions

  • CTC is spread evenly across twelve months.
  • Variable pay is included only if it is part of the CTC figure you enter.

Limitations

Monthly CTC equivalent is not your in-hand salary. Employers structure CTC differently and may pay variable components quarterly or annually, which changes what you actually receive each month.

Frequently Asked Questions

Is monthly CTC the same as monthly salary?

No. Monthly CTC equivalent is simply your annual CTC divided by twelve. Your actual monthly salary is lower because CTC includes employer PF, gratuity, insurance and often variable pay.

What is the monthly equivalent of 12 LPA?

₹12,00,000 ÷ 12 = ₹1,00,000 per month as a CTC equivalent. Take-home will be lower after deductions.

How do I convert monthly salary to LPA?

Multiply your monthly figure by 12 and divide by 1,00,000. ₹75,000 a month is ₹9,00,000 a year, which is 9 LPA.

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